Delivered and supported in Australia by Australians.
Credit decisioning, loan origination and loan management in one platform. Lending.Reimagined.™
The world’s only 4-minute application
Including ID, bank statements & credit decision
30-second credit decisioning
AI-powered EasyRule™ V5 engine
SOC 2 Type 2 certified
Bank-standard security
Built & supported locally
Newcastle, Australia
The Platform
One platform. The entire credit lifecycle.
From initial enquiry to final loan payout — easylodge manages every step in a single connected system. No separate databases. No duct tape.
Originator™
Complete loan origination from distributor management and product configuration through to credit decisioning, documentation and funding.
- Application wizard
- Credit engine
- Auto documents
- Broker portals
- EasyFund™
Servicer™
Full lifecycle loan management from funding through to direct debits, arrears, hardship, portfolio reporting and final payout.
- 255,000+ loans
- Direct debits
- Arrears mgmt
- Customer portal
- 58 reports
EasyRule™ Credit V5™
AI and machine learning enabled credit engine. Serviceability, profile scorecarding, credit rules and risk-based pricing — decided in 30 seconds.
- Machine learning
- Scorecarding
- Risk pricing
- AML / KYC
- Open banking
All modules integrate seamlessly — use Originator™ only, Servicer™ only, or the complete end-to-end platform
Originator™
Application to funded in under 4 minutes
A complete finance application — including quoting, valuation, ID check, biometrics, income, expenses, assets and liabilities — submitted in under 4 minutes. Credit decisioned and contracted in 30 seconds. Available 24×365.
- Smart application wizards that respond dynamically to inputs
- 30-second credit decision via EasyRule™ V5 AI engine
- Instant contract creation — PDF or electronic signature
- Broker, branch, dealership and direct portals — all configurable
- AML, KYC and biometric identification embedded in workflow
Servicer™
Manage 255,000+ loans in one platform
Once funded, the loan moves automatically to Servicer™ in one click. Automated direct debits, repayment scheduling, arrears management, hardship and complaints workflows — all running without manual intervention.
- One-click integration with Originator™ — no manual data entry
- All asset classes: consumer, commercial, mortgage, equipment, vehicles
- Automated DDR — GoCardless, PayWay, Zepto, Ezidebit, .aba files
- Full securitisation-level portfolio reporting (58 reports)
- Hardship & complaints workflow — NCCP compliant
Solutions by sector
Every lender. Every asset class.
Deployed across virtually every lending vertical since 2007 — with deep configuration for each market's specific needs.
Mortgage Lenders
Consumer & commercial mortgage including the world's first instant mortgage approval. Serviceability, property valuation and instant contracts.
Automotive Finance
Chattel mortgage, CHP, finance lease, operating lease and consumer auto loans. Integrated Glass' Guide valuations.
Private & Non-bank Lenders
Purpose-built for Australian non-bank lenders. NCCP, APRA and ASIC compliance built in. Live in weeks, not months.
Equipment & Asset Finance
Business equipment, operating lease, finance lease and chattel mortgage across all commercial asset classes.
Fintech Lenders
API-first architecture. Launch lending products fast without the infrastructure overhead of legacy enterprise platforms.
Revolving Credit & BNPL
Credit cards, lines of credit and Buy Now Pay Later across consumer and commercial markets.
Why easylodge
The easylodge® Advantage
Over $1.46 million invested in R&D in FY2025 alone — all at no additional cost to clients.
Including quoting, ID, bank statements & affordability
AI-powered EasyRule™ V5 with machine learning
Including quoting, ID, bank statements & affordability
All at no additional cost to our clients
Credit, identity, payments, open banking & more
Integrations
28+ integrated partner applications
Every integration is embedded within the application and credit decisioning process — not a manual lookup, not a separate system.
28+ integrated partner applications
Book a 30-minute demo. We show you the live platform — no slides, no pitch deck.